Owned and operated by Fiserv EFT, a renowned innovator and leader in the EFT marketplace, ACCEL/Exchange offers many unique benefits to financial institutions, such as:

• Membership in an established, proven, industry-leading ATM and POS Network. With the Network’s significant ATM presence in all 50 states, U.S. territories and Canada, institutions can offer their cardholders anytime, anywhere access to their funds. In addition to its large ATM footprint, ACCEL/Exchange is also one of the fastest-growing POS Network brands in the U.S. and Canada.
• Industry-leading network switch performance and authorization rates. ACCEL/Exchange consistently delivers 100% switch performance and greater than 99% terminal availability and transaction authorization rates.
• Comprehensive transaction sets with full-service delivery. Members of ACCEL/Exchange benefit from a host of Network products and services designed to help facilitate their goals and objectives, such as risk management services, surcharge-free ATMs, and deposit sharing ATMs.

In addition, Members may choose to take advantage of a wide array of processing products and services offered by Fiserv EFT.Click here for a list and description of Network and processing products and services for financial institutions.

• Competitive on- and off-premise interchange fees. Our pricing structure is designed to maximize ATM owner income and minimize card issuer expense. In addition, our tiered ATM switch fees are among the lowest in the industry.
• Expense/Revenue. When you compare your ATM/PIN debit program’s total revenue to expense, ACCEL/Exchange clearly generates a positive impact on your bottom line. Learn more
• An innovative governance structure. The ACCEL/Exchange Network Advisory Council sets the strategic and tactical goals for the Network and is also the arbiter on pricing, rules and variance decisions. Learn more
• Community involvement. The Education Exchange College Grant Program presents annual awards of $50,000 in grants to deserving high school graduating seniors. Learn more

Frequently Asked Questions