About EFT Solutions
EFT Solutions, a renowned innovator and leader in the electronic funds transfer (EFT) marketplace, is a single-source solution for EFT needs. In addition to owning and operating ACCEL/Exchange, we offer processing of ATM and POS transactions (both PIN’d and PINless), electronic benefits transfer (EBT), automatic bill pay, and all other types of debit transactions.

EFT Solutions provides ATM and debit services to more than 2,700 financial Institutions across the United States.EFT Solutions operates more than 17,000 ATMs and currently processes approximately 450 million ATM and debit transactions per month, making it one of the largest electronic funds transfer (EFT) processors in the nation.

Network Services

Members of ACCEL/Exchange benefit from a host of Network products and services designed to help facilitate their goals and objectives, such as:

• Risk Management Services
• Surcharge-Free ATMs
• Deposit-Accepting ATMs
• Pinless Bill Payment
• Marketing Support

Processing Services

EFT Solutions offers a range of processing solutions for the ultimate in flexibility. From the most basic single solution to the most customized solution set, EFT Solutions can easily fulfill any size or type of financial institution’s processing needs.

Whether or not your financial institution is a member of the Network, you may choose to take advantage of the processing products and services offered in the EFT Solutions portfolios listed below.

For more information, call 1.800.519.8883 or visit www.fiserveft.com

ATM Portfolio

ATM Care Services - EFT Solutions is now one-stop shopping for all your ATM needs. We offer a full-function, operational outsource solution for financial institutions that have deployed--or are considering deploying--ATMs in retail locations. We drive, process, gateway and manage the ATMs for you, so you can redeploy valuable resources to other areas in your organization.

Monitoring Services - Our Web-based ATM program monitoring services keep your ATMs online and available for cardholder use.

Customizable Options - EFT Solutions provides a full spectrum of ATM services including customizable options for screen text, receipts, coupons, gift certificates, postage stamps, tickets, financial statements, marketing services, surcharging, and more.

Terminal Driving - EFT Solutions has transformed the ATM from a cash dispenser into a Consumer Convenience Center--providing one-stop shopping for product delivery. Substantial revenue may be generated from each transaction performed at these "electronic mini malls," in addition to traditional interchange income.

Credit & Debit Portfolio

Credit & Debit Card Programs - Fiserv enables financial institution clients to consolidate all of their card-based product offerings – including credit, debit and ATM cards – with a single-source provider.

Card Production - EFT Solutions offers a high level of support and service throughout the card production process, including card design, manufacture, personalization and mailing.

Network Gateway Services - EFT Solutions offers gateway services to manage the business, technical, and operational relationships between networks switched by EFT Solutions and other gateway networks on behalf of financial institutions and acquirer processors.

Risk Management - With EFT Solutions electronic neural fraud analysis and card tracking, the risk of a debit card being used fraudulently is significantly reduced. Our neural network protection is invisible to card users, while introducing value-added management services to your debit card program.

Network Portfolio

Gateways and Switching - A single online connection to EFT Solutions provides the capability to participate in as many networks as fit the goals of your EFT program. EFT Solutions has access to 50 international, national and regional ATM networks; 34 POS networks; 14 shared service center systems; and all major credit card systems.

Network Ownership - EFT Solutions owns and operates ACCEL/Exchange, one of the fastest-growing EFT networks in the industry, to provide a unique combination of access, performance, and value.

Network Processing - EFT Solutions provides switch processing services for networks, offering switching support to direct connect ATM owners, processors who run their own ATMs, and institutions that issue cards only.

Administrative Portfolio

Project Implementation - EFT Solutions recognizes the value of effective project management practices to ensure quality implementations are delivered on time and within budget. Transition projects are conducted following a robust project management methodology that has proven results worldwide.

Reporting - EFT Solutions offers a growing suite of interactive services, productivity tools and business support services for managing your EFT program. These include cardbase maintenance, institution and terminal information access, report downloading, and POS data access.

Settlement - EFT Solutions eliminates the reconciliation of separate reports and timing differences associated with network participation. EFT Solutions settles to each network according to that network’s cutoff time, then settles to your cutoff time, reconciles each network, and handles all suspense items resulting from any timing differences.

Training - EFT Solutions offers a variety of training formats and recommends that new clients attend training at least two weeks prior to their scheduled live date. For existing clients, the training modules serve as a refresher and, along with our advanced classes, can maximize your institution's application of EFT Solutions products and services.

Web Portal to EFT Services - EFT Solutions offers a Web portal to increase productivity and eliminate many of the manual tasks associated with EFT programs. Point-and-click technology minimizes training time. Automatic screen population with database information reduces errors. FAQ and user manuals are available online to assist the user.